Effective Date: March 20, 2024

Welcome to Experts-For-Home.com, a platform dedicated to providing you with financial guidance and solutions for managing debt. This website is owned and operated by Beemarkt Limited, a company incorporated in the United Kingdom (“Company,” “we,” “us,” or “our”). The use of Experts-For-Home.com (“Website”), which includes but is not limited to financial advice content, services, and advertising, is governed by the following Terms of Use (“Terms”).

By accessing or utilizing our Website, you acknowledge and agree to be bound by these Terms. If you do not agree to these Terms, please refrain from using our Website. You are prohibited from ordering or obtaining services from this Website if you (a) do not agree to these Terms, (b) are not of legal age to form a binding contract in your jurisdiction, or (c) are barred from accessing or using this Website or any of its contents, goods, or services by applicable law.

1. Incorporation of Privacy Statement

Our Privacy Statement, which addresses the collection, storage, and use of personal data, is an integral part of these Terms. We encourage you to read the Privacy Statement carefully.

2. Changes to the Website

We reserve the right, at our sole discretion, to modify or discontinue the Website, including any content and services offered herein, at any time without prior notice. All changes are subject to these Terms.

3. Intellectual Property Rights

All content on the Website, including texts, graphics, logos, images, and software, is protected by intellectual property laws and either owned or licensed by us. Unauthorized use of the Website’s content is strictly prohibited without our prior written consent. This includes attempts to copy, modify, distribute, or create derivative works from any part of the Website’s content.

4. Website Use Restrictions

You agree not to misuse the Website in any way that violates these Terms. This includes, but is not limited to, unauthorized reproduction, modification, or commercial exploitation of any content; infringement of copyrights or trademarks; use of automated systems to access the Website in a manner that imposes an unreasonable load on our servers; and any action that violates applicable laws.

5. DMCA Notice

If you believe that any content on our Website infringes upon your copyright, please send a detailed notice of infringement to [email protected]. We adhere to the provisions of the Digital Millennium Copyright Act (DMCA) in addressing all copyright complaints.

6. Disclaimer

The use of our Website is at your sole risk. The Website and its content are provided on an “as is” and “as available” basis. We disclaim all warranties, express or implied, to the fullest extent permissible by law. We do not guarantee the accuracy, completeness, or reliability of the Website’s content and shall not be liable for any damages resulting from your use of the Website.

7. Limitation of Liability

We shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Website. Our total liability to you for any damages shall not exceed fifty U.S. dollars ($50.00).

8. Arbitration and Class Action Waiver

All disputes related to these Terms or your use of the Website will be resolved through binding arbitration in accordance with the American Arbitration Association’s rules. By agreeing to these Terms, you waive the right to participate in a class action.

9. Applicable Law

These Terms shall be governed by the laws of the United Kingdom, without regard to its conflict of law principles.

10. General Provisions

These Terms constitute the entire agreement between you and Beemarkt Limited regarding the use of the Website. Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

Contact Information

For inquiries or concerns related to these Terms, please contact us at [email protected].